East Bay Area Real Estate

A new blog on the scene, Credit Score Tips & Advice, has an interesting article and discussion about the Top 7 Credit Score Secrets. And don’t skip the comments - as is usually the case , the readers contribute some very interesting and helpful points as well.

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Diane Verducci, Berkeley Grubb Realtor writes:
Here is some information, provided by Zach Griffin of LaSalle Financial - Credit scores determine how much detail is required by the lender and the score also has an effect on the interest rate for you loan:

If you have a credit score of 720-850, little or no documentation required
If your [...]

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A new tool that helps you calculate the costs of home ownership. HouseMath 2.0 lets you calculate all the costs associated with your new purchase and gives you a true monthly cost of owning your new home.
HouseMath 2.0 isn’t in all cities right now and does not have complete market data for all of its [...]

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The number of mortgage default notices filed against California homeowners jumped last quarter to the highest level in more than eight years, a real estate information service reported. Lending institutions sent homeowners 37,273 default notices during the October-to-December period. That was up by 36.9 percent from 27,218 the previous quarter, [...]

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